Ruliya Posted November 19, 2015 Share Posted November 19, 2015 (edited) Yeah but there's no winning here as far as some people are concerned. I use PayPal frequently yet there are people on here who would call me stupid coz they think paypal sucks coz they've had problems. Should I throw all my cards away and just use cash? You're making it out that these things happen so often, I.e these extreme cases where sadly it all goes tits up, rather than the relatively small cases that they are. My origin account got hacked last year, £100 worth if FIFA shit was put on it, had it sorted and refunded in a matter of hours and now have two step authentication on the account. As people have said, it happens. Did this scare me into removing my info? Nope. Of the many years I've used online shopping and things like PSN only 1 thing has happened. And it was a minor annoyance rather than a massive uphill battle. Don't get me wrong, I feel for that guy, I do. But am I going to let an extreme case dictate how I do things? No. If you want to be extra cautious then by all means but don't deride people and say 'your funeral' just because you're living in this scared state of what might happen. Even without card details stored, your account could still get hacked and lost to you. Sadly bad shit can happen no matter how careful you can be. Edited November 19, 2015 by Ruliya 1 Link to comment Share on other sites More sharing options...
IrreverentGamer Posted November 19, 2015 Share Posted November 19, 2015 This happened to me on Xbox, my account was hacked and while I was playing a game I started seeing achievements for FIFA 14 popping. I called Microsoft and Paypal and had my money refunded within the hour. Link to comment Share on other sites More sharing options...
DEMON Posted November 19, 2015 Share Posted November 19, 2015 I think most know from the time PSN was hacked and people got huge amounts stolen from their cards is enough reason for anyone to know to never have their cards registered on PSN. I always use wallet cards, mainly because I get them cheap and because that is the safest way. Link to comment Share on other sites More sharing options...
Maftet Posted November 19, 2015 Share Posted November 19, 2015 (edited) The amount of people that don't care is quite funny. Like, why wouldn't you do something that takes 2 minutes that could save you time, stress and potentially a lot of money? Trusting the banks' 'detect abnormal use' thing is completely stupid, otherwise it wouldn't have allowed my mother's credit card that she rarely uses, to send two payments of £750 to some random ass company. They won't block it because they get money on the interest, they won't refund it either because 'policy'. This is Halifax if anyone's curious. This is why it's never a good idea to store your credit info on any site, I thought this was common sense really, but apparently people are just that lazy and just don't care. It's also why two of the most common passwords are 'password' and '123456'. Remember guys, these banks, these sites, these companies are NOT on your side. They're not your friends, they don't care about you, they care about profit. They don't care about you because they know your threats of ''I'll go elsewhere'' are empty because where will you go? They know you're already familiar and comfortable with them and they know you'll stay because people are creatures of habit and actually changing banks or services is just so much effort. Profit > People Scams and hacks aren't rare, they happen every day to thousands of people, if you get your money back you were lucky. Edited November 19, 2015 by Maftet 1 Link to comment Share on other sites More sharing options...
Shadiochao Posted November 19, 2015 Share Posted November 19, 2015 I don't keep my payment details stored. Getting hacked would be stressful enough, but having to deal with the banks and Sony's dubious chargeback policies on top of that would be too much. It doesn't take much time to manually enter my details, and I'm fine with that if it drastically limits the amount of damage a hacker can do. I certainly don't want to end up with FIFA on my profile like that other guy. Besides, in this case I can get better value for money by buying PSN cards from places like CDKeys than adding it directly. Link to comment Share on other sites More sharing options...
JapanimeGamer Posted November 19, 2015 Share Posted November 19, 2015 There is a difference between not caring and being over paranoid. Of course we all care about security, it's just that some of us probably don't spend every living moment worrying about it. 3 Link to comment Share on other sites More sharing options...
Ruliya Posted November 19, 2015 Share Posted November 19, 2015 Do you drive Maftet? Or just being lazy? I mean car crashes happen frequently, why be lazy, when it takes you a bit more time, but is invariably safer to walk? Link to comment Share on other sites More sharing options...
JapanimeGamer Posted November 19, 2015 Share Posted November 19, 2015 (edited) Besides I could make an argument about key logger trojans that know when you are inputting each symbol... so for those saying they do not store their details and instead they type them out each time thinking they are safe... well, you are not. I think most of us here are big enough to know what we are doing, we also know that shit can happen no matter what we do. Edited November 19, 2015 by JapanimeGamer Link to comment Share on other sites More sharing options...
Maftet Posted November 19, 2015 Share Posted November 19, 2015 (edited) Do you drive Maftet? Or just being lazy? I mean car crashes happen frequently, why be lazy, when it takes you a bit more time, but is invariably safer to walk? Yes, but I also wear a seatbelt. Someone else's crashes are due to at least one party being incapable or stupid. Hacks are due to one or two parties being incapable/stupid/lazy and one party being quite capable and knowledgeable about how to get your info. Two completely different things, nice strawman attempt. @Japanime, this is why it's a good idea to use KeePass. Edited November 19, 2015 by Maftet Link to comment Share on other sites More sharing options...
damon8r351 Posted November 19, 2015 Author Share Posted November 19, 2015 (edited) Do you drive Maftet? Or just being lazy? I mean car crashes happen frequently, why be lazy, when it takes you a bit more time, but is invariably safer to walk? I sure do drive, because it's far quicker than walking. I also wear a seatbelt and have airbags in my car when I drive, because I have a care about taking steps to protect myself in case something does happen. I can't control the other cars on the road, but I sure do what I can that I can control to minimize the risk to myself. There's a moral somewhere in that. Jus' saying. And BTW, for everyone's info , that's not paranoia. That's called risk management. Reducing the risk of an incident by taking action on things you have personal control over and putting safeguards in place for the things you can't control. Edited November 19, 2015 by damon8r351 2 Link to comment Share on other sites More sharing options...
Superbuu3 Posted November 19, 2015 Share Posted November 19, 2015 There's a huge difference between credit and debit cards this is why when you shop online if possible you should always use a credit card, then its the banks problem. This guy had his debit card on his account. 1 Link to comment Share on other sites More sharing options...
Ruliya Posted November 19, 2015 Share Posted November 19, 2015 (edited) Your argument is basically, 'this bad thing happened to this guy, it could potentially happen to you, so you shouldn't do it, because I think it's bad.' I'm merely using an example of other bad things that can and do happen, and trying to convey that just because there's a possibility of it happening shouldn't be reason enough for you not to do it. You insulting everyone by calling them lazy and insinuating we don't care, didn't help either. I use 16 character long intricate passwords and change them at random intervals. I do what I can to ensure the safety of my account. But that's not good enough for some people, is it? I still need to be forced to take my info off or be derided and mocked, apparently. Edited November 19, 2015 by Ruliya 1 Link to comment Share on other sites More sharing options...
JapanimeGamer Posted November 19, 2015 Share Posted November 19, 2015 Taking a different approach to this subject will of course include stupid people who have previously allowed others access to their consoles, it will also include people clicking on dodgy links from emails or from spamming the wrong type of porn sites (yes the wrong ones lol). There are many variables that place certain people at more risk than the average Joe, I am not saying that Joe cannot get hacked, of course he can, but he would be unlucky. Link to comment Share on other sites More sharing options...
Maftet Posted November 19, 2015 Share Posted November 19, 2015 Your argument is basically, 'this bad thing happened to this guy, it could potentially happen to you, so you shouldn't do it, because I think it's bad.' I'm merely using an example of other bad things that can and do happen, and trying to convey that just because there's a possibility of it happening shouldn't be reason enough for you not to do it. You insulting everyone by calling them lazy and insinuating we don't care, didn't help either. I use 16 character long intricate passwords and change them at random intervals. I do what I can to ensure the safety of my account. But that's not good enough for some people, is it? I still need to be forced to take my info off or be derided and mocked, apparently. Well what else is it? This stuff happens literally all the time, not protecting yourself is stupid. Who said anything about forcing? It's just taking responsibility for your own security. If you can't be bothered, that's up to you. Link to comment Share on other sites More sharing options...
Superbuu3 Posted November 19, 2015 Share Posted November 19, 2015 Taking a different approach to this subject will of course include stupid people who have previously allowed others access to their consoles, it will also include people clicking on dodgy links from emails or from spamming the wrong type of porn sites (yes the wrong ones lol). There are many variables that place certain people at more risk than the average Joe, I am not saying that Joe cannot get hacked, of course he can, but he would be unlucky. I have to admit I'm always inclined to wonder if this was connected to account sharing. As yet I've not heard of anyone actually getting their account on PSN hacked, which didn't involve some kind of account sharing. Not saying its not possible, but I to have become quite cynical of these hacks. BTW I think you just volunteered to become the unofficial source for trustworthy porn sites. 3 Link to comment Share on other sites More sharing options...
Ruliya Posted November 19, 2015 Share Posted November 19, 2015 Well what else is it? This stuff happens literally all the time, not protecting yourself is stupid. Who said anything about forcing? It's just taking responsibility for your own security. If you can't be bothered, that's up to you. So according to you the ONLY way to protect myself is by not having it on there? Just gloss over how I mention how I change my passwords for my security. No, doing that is stupid is it? Do you even think before you write? I clearly can be bothered, but it's not your way and so it's wrong? Wow. Link to comment Share on other sites More sharing options...
JapanimeGamer Posted November 19, 2015 Share Posted November 19, 2015 I have to admit I'm always inclined to wonder if this was connected to account sharing. As yet I've not heard of anyone actually getting their account on PSN hacked, which didn't involve some kind of account sharing. Not saying its not possible, but I to have become quite cynical of these hacks. BTW I think you just volunteered to become the unofficial source for trustworthy porn sites. Totally agree with you in every word of that. Regarding the last sentence... We all need a little love in our lives Link to comment Share on other sites More sharing options...
CaptainAskHole Posted November 19, 2015 Share Posted November 19, 2015 (edited) I don't think you need to remove your card from PSN, if you got hacked and prove it, you will be refund. If sony don't refund its because maybe it's your mistake(i.e sharing acc) or Sony thinks you are pretending to be hacked to make money. I won't remove my info for my account. I work on payment industry doing projects for amex, mastercard, visa, etc. I can say the people don't need to worry about security, only the bank and the service provider. Edited November 19, 2015 by ivangutjahr 1 Link to comment Share on other sites More sharing options...
Gildenmagier Posted November 19, 2015 Share Posted November 19, 2015 Smart people like me use a prepaid credit card like http://www.kalixa.com. I've used it for numerous transactions without any problem. Link to comment Share on other sites More sharing options...
CaptainAskHole Posted November 19, 2015 Share Posted November 19, 2015 Scams and hacks aren't rare, they happen every day to thousands of people, if you get your money back you were lucky. If you didn't get your money back, you are stupid or did something stupid. PERIOD. It's not about luck. There is Consumer Protection Laws and other things. 1 Link to comment Share on other sites More sharing options...
damon8r351 Posted November 19, 2015 Author Share Posted November 19, 2015 So according to you the ONLY way to protect myself is by not having it on there? Just gloss over how I mention how I change my passwords for my security. No, doing that is stupid is it? Do you even think before you write? I clearly can be bothered, but it's not your way and so it's wrong? Wow. Having only a single stage of protection is what's stupid. You change your passwords, etc? Good for you, now what's in place to protect you if that fails (i.e. gets hacked like in a big data breach, which consequently would not be on you)? If you left your banking info in there when you had every opportunity to not have it in there, then that's on you. It's called the Swiss cheese model. Link to comment Share on other sites More sharing options...
Superbuu3 Posted November 19, 2015 Share Posted November 19, 2015 Many sites have outdated security damon if you think the security leak was on Sony's ends given they've updated their security when other websites haven't. It would make sense fo you to not have your data on any website. Personally I think the best arguement for using PSN cards is that they are cheaper than using your own card. Either way Ruliya mentioned two step authentication, using PayPal and complex passwords that more than enough for someone to do. Japanimegamer has porn covered for us all so we've taken more than enough steps to not be called stupid. Like I said though the simplest solution to all fraud attempts is to simply use a credit card, banks are amazing at fixing things when its their money on the line. 2 Link to comment Share on other sites More sharing options...
JapanimeGamer Posted November 19, 2015 Share Posted November 19, 2015 I think if this was that big of a problem that we would hear about it a lot more than we do, it would be everywhere. The fact that it is not suggests to me that a small percentage of people have done something very silly somewhere. Link to comment Share on other sites More sharing options...
Ruliya Posted November 19, 2015 Share Posted November 19, 2015 (edited) Having only a single stage of protection is what's stupid. You change your passwords, etc? Good for you, now what's in place to protect you if that fails (i.e. gets hacked like in a big data breach, which consequently would not be on you)? If you left your banking info in there when you had every opportunity to not have it in there, then that's on you. It's called the Swiss cheese model. I got hacked, remember me mentioning it? My bank had me covered, as did Origin, and within hours I was refunded in full. Security is not all on me, companies have things in place to help. Sometimes they don't, apparently a lot with Sony, but there are things in place, it sucks when extreme things happen. But for every story I see where people struggle, I see multiple who had no problem. Edited November 19, 2015 by Ruliya 1 Link to comment Share on other sites More sharing options...
damon8r351 Posted November 19, 2015 Author Share Posted November 19, 2015 Many sites have outdated security damon if you think the security leak was on Sony's ends given they've updated their security when other websites haven't. It would make sense fo you to not have your data on any website. Not having your banking data on any site should be a given, but PSN is the most relevant to the community here. When I started the topic, I had thought people could make the following leap in logic, "Hey, if this happened through PSN, it could probably happen through Amazon, or even that website I use to pay the water bill. Maybe I should-" From what I'm seeing though, I guess not. Evidently, things need to be spelled out to people. :T (unrelated to the quote above) Also, Jesus Christ, people. LOL. This was meant to be a PSA, not to ignite a vigorous debate on why you should be allowed to continue to be dumb. If you don't want to take 5 seconds out of your day right now and take a tiny step to save yourself from what could or could not be a huge mess later on, then that's your prerogative. I may internally question your intelligence, but that's nothing you need concern yourself about. It's your business if you want to waste your time with an identity theft problem later that you could've avoided. Link to comment Share on other sites More sharing options...
Recommended Posts